YKWIH..... Taking my iPhone for a swim!

So today was memorial day. The sun was shining, the birds were tweeting and I'm jumping in my pool. I'm inside for about 5 minutes, when all of a sudden I realize something..... My iPhone's in my pocket! I take it out and put it in a bag full of rice. I'm freaking out but i've tried to enjoy my day. I went to the apple store and it looks like I have to a) Get a replacement or b) Pay for repair. I'm gonna get it checked out tomorrow but seriously! It's been such a good day except for this! My iPhone is water logged and I hate this memorial day.